4 Points Checklist before Buying Property

 

Buying a property is not an easy task. It involves multiple risks and security issues. Your whole investment earned through hard work is at risk. To buy a property you have to search multiple places and meet multiple people. In the process, you like many properties and have to make a one-time decision. It is difficult to make a decision and to decide which deal to choose. Few deals seem very attractive and beneficial but it is a one-time decision, it could be one of those decisions that can change your life. Such decisions cannot be made in hurry. To make the best decision proper guidance is needed. To get a piece of good advice before buying a property, contact a real estate marketing company in your area. An experienced realtor can help you in investing your money securely. Moreover, there are many frauds in this field; such frauds can be avoided if and only if you are dealing with the trusted people in the market. Before buying property make sure to check the following 4 points.

1.       NOC approval and credibility of the property

2.       Area of the property

3.       Payment plan of the property

4.       Location of the property.

Checking the above-mentioned list before buying a property would help you to secure your investment.

1.      NOC approval and Credibility of the property

Before buying a property, one should check if it is a credible property or not. Check the land permission and the NOC approval from the concerned authority. Many developers get layout plan approval but do not further proceed to get the NOC of the project. You should check that the property you are buying should have both layout plan approval and NOC approval. Check Title Deed and Release Certificate of the property. Verify land-use zone according to the city master plan of the plot. Many builders use the residential property for illegal commercial purposes. Get tax receipts and other bills copy to make sure that there are no pending dues. In case you are feeling insecure get the documents verified by a lawyer.  If you are buying a property from an owner make sure he/she has paid the lease of the property. The credibility of a newly developed project can be determined by the reputation of its sponsors and builders in the market. Deal with authorized dealers only, if you are interested in buying a property in Islamabad and looking for a smart lifestyle then consult with Capital Smart City authorized dealers now.  Make sure that the owner is not delaying the process of handing over the property after the deal is signed. This delay in possession dates can be quite problematic as it can delay your other plans. Always visit the site before buying a project; it helps you to determine the quality of the project. Interact with the neighborhood so that you get an idea about the future development of the area. In case you are not investing in a new property, make sure you meet the owner personally and interact with the neighborhood to know about the environment. You can get much inside information about any illegal activity or legal dispute etc. 

2.       Area of the property

Once you have decided to buy a property make sure you have an idea about the area of the property. Determine the area you require according to your needs and the amount you can invest. Many developers or owners advertise their property with the covered area mentioned which includes the area covered by the walls, staircases, lobby, etc. check the carpet area of the property before buying it. If a developer is advertising that the coverage area of a flat is 1000 square feet then carpet area would be 200-300 square feet less. To avoid such issues, visit the place yourself and evaluate the area of property based on your requirements and the purpose of your use.

3.       Payment Plans offered by the owner or the new housing scheme

Before buying a property, it is very important to know the terms and conditions involved in the payment plan of the property. New housing schemes or projects offer easy payment plans with low down payments and easy installments. Offering easy payment plans is also a marketing strategy to make more customers. Choose a plan which is more suitable for your pocket. If you are planning to buy a property to rent and use that rent to pay installments or EMI’s do not do that as it might take time to find tenants. Check which banks are involved in the project and if you are interested in taking home loans then go for a bank with the lowest interest rate. Do not invest the entire amount you have. Calculate the total amount involved in the whole process. The agent might tell you only the basic amount but there are other expenditures as well. Calculate the internal and external fees involved in multiple processes involved in buying a property and divide the amount accordingly. Make a budget and keep it flexible.

4.       Location of the property

No matter what the purpose of buying a property is; location is the most important factor that makes a property stands out. Location of the property influences the price of the property, the quality of infrastructure, facilities, and the possibilities of future development. Always visit the location before buying a property and gather as much information as you can about the neighborhood. It will help you to determine if the location worthy enough to give benefits in the future or not. Many housing societies or developing projects show a different picture of the plan in their brochure while the result after the development turns out completely different. Check the connectivity of the location with the nearest main roads and municipal facilities to avoid problems in the future.

                Once you have selected a property do not wait to grab the opportunity of your lifetime, just a decision and get the property transferred to your name, get a property registration certificate or other required documents from the concerned authority. If you cannot handle all this hustle then get professional help. blue world city Islamabad Sales partner, the Mayfair estate offers a complete property investment service with a promise of secure investment in both commercial and residential sectors. A good Real estate marketing company in your area can provide you these services.

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